Sales: Shea Communities Marketing Company (NC #C25840), (SC #24982); Construction: SHALC GC, INC. (NC #75061), SH South Carolina, Inc. (SC #CLG.125141). This is not an offer of real estate for sale, or a solicitation of an offer to buy, to residents of any state or province in which registration and other legal requirements have not been fulfilled. Pricing does not include options, elevation, or lot premiums, effective date of publication and subject to change without notice. All square footages and measurements are approximate and subject to change without notice. Trademarks are property of their respective owners. Equal Housing Opportunity.

Limited time promotion for a 30-year conventional fixed interest rate of 4.99% (5.24% APR) with a 2-1 Temporary Buydown is only valid on select inventory homes at 35eighty Townes, Cornelius NC that close on or before 10/31/26. Example rate and APR based on the following terms: 30 Year Conventional Conforming Fixed, 90% Loan to Value, 740 Fico, Owner-Occupied, $524,920 Purchase Price, and $472,428 Loan Amount. The initial payment rate is 2.99% for year 1, 3.99% for year 2, and 4.99% for years 3-30. The note rate is 4.99% (5.24% APR) and is the long-term interest rate for which the borrower is obligated. The temporary buydown period which covers years 1-2 is prepaid by the Seller via an incentive (placed in custodial escrow account). Please see the buy-down agreement from Shea Mortgage for additional information. The value of the total incentive is up to $15,000. Escrow Account and Mortgage Insurance required for all loans over 80% Loan to Value. Available for conventional conforming loan limits, owner-occupied only.

This rate is available through a limited pool of funds purchased for Shea Homes Limited Partnership, through its Affiliate Lender, Shea Mortgage, North Carolina Commissioner of Banks - Financial Institutions License #L-106078-2710719. NMLS ID# 40397. For licensing information, please visit www.nmlsconsumeraccess.orgOnce pool of funds is depleted or interest rate expires, funds will no longer be available. This is not an offer for extension of credit nor a commitment to lend. Programs, rates, terms, and conditions subject to change without notice. Restrictions apply. All approvals subject to underwriting guidelines. Not all applicants will qualify. Buyers are not required to use Shea Mortgage for financing and may choose to decline any incentives tied to the use of Shea Mortgage.