Peak59:

Payment Rate Year 1: 2.875%; APR: 6.024%
 Payment Rate Year 2: 3.875%, APR: 6.024%
 Note Rate Years 3-7: 4.875%, APR: 6.024%
 Note Rate: 4.875%, APR: 6.024%
 Portfolio 7/1 Adjustable-Rate Mortgage (ARM) with a 2-1 temporary buydown available on select homes at Peak59 (Shea Homes, San Marcos, CA). The advertised Annual Percentage Rate (APR) of 6.024% is based on a Portfolio 7/1 ARM, fixed at a note rate of 4.875%/6.024% APR for the first 7 years of the loan (84 months), with a 2-1 temporary buydown using a 30-year amortization, with a Purchase Price of $1,128,785.  The 2-1 Temporary Buydown is where a portion of the payment for the first two years is prepaid by the Seller via incentive (placed in a custodial escrow account).  Loan Amount of $903,026, minimum 740 FICO, Owner Occupied, 45 Day Lock Period. The temporary payment rate is 2% lower than the note rate for the first year of the loan and 1% lower than the note rate for the 2nd year of the loan.  After the first 7-year initial period, the variable interest rate and payment will adjust annually with a lifetime cap of 9.875%. The variable interest will adjust annually to the Weekly Average Yield of the U. S. Treasury Securities adjusted to a constant maturity of one year, as shown on the Federal Reserve Statistical Release H.15 (519), plus the margin of 2.75% and your payment will increase. The maximum interest rate change is up to 5% at the first adjustment, up to 2% annually thereafter, and a maximum lifetime rate cap of 9.875%. Please refer to additional terms and information from our designated Preferred Lender.   The value of the incentive and rate buydown is up to $41,000. Purchase and Sale Agreement must be executed by 5/31/26 and close of escrow by 6/30/26. This is not an offer for an extension of credit nor a commitment to lend. Programs, rates, terms and conditions subject to change without notice. Restrictions may apply. All approvals subject to underwriting guidelines. Not all applicants will qualify. Incentive conditioned upon Buyer using our designated Preferred Lender. All rights reserved. Buyers are not required to use our Preferred Lender and may choose to decline any incentives tied to the use of this lender.

Atwood:
 Payment Rate Year 1: 2.875%; APR: 6.044%
 Payment Rate Year 2: 3.875%, APR: 6.044%
 Note Rate Years 3-7: 4.875%, APR: 6.044%
 Note Rate: 4.875%, APR: 6.044%
 
 Portfolio 7/1 Adjustable-Rate Mortgage (ARM) with a 2-1 temporary buydown available on select homes at Atwood (San Diego, CA). The advertised Annual Percentage Rate (APR) of 6.044 is based on a Portfolio 7/1 ARM, fixed at a note rate of 4.875%/6.044% APR for the first 7 years of the loan (84 months), with a 2-1 temporary buydown using a 30-year amortization, with a Purchase Price of $1,200,662. The 2-1 Temporary Buydown is where a portion of the payment for the first two years is prepaid by the Seller via incentive (placed in a custodial escrow account). Loan Amount of $960,529, minimum 740 FICO, Owner Occupied, 45 Day Lock Period. The temporary payment rate is 2% lower than the note rate for the first year of the loan and 1% lower than the note rate for the 2nd year of the loan.  After the first 7-year initial period, the variable interest rate and payment will adjust annually with a lifetime cap of 9.875%. The variable interest will adjust annually to the Weekly Average Yield of the U. S. Treasury Securities adjusted to a constant maturity of one year, as shown on the Federal Reserve Statistical Release H.15 (519), plus the margin of 2.75% and your payment will increase. The maximum interest rate change is up to 5% at the first adjustment, up to 2% annually thereafter, and a maximum lifetime rate cap of 9.875%. Please refer to additional terms and information from our designated Preferred Lender. The value of the incentive and rate buydown is up to $46,000. Purchase and Sale Agreement must be executed by 5/31/26 and close of escrow by 6/30/26. This is not an offer for an extension of credit nor a commitment to lend. Programs, rates, terms and conditions subject to change without notice. Restrictions may apply. All approvals subject to underwriting guidelines. Not all applicants will qualify. Incentive conditioned upon Buyer using our designated Preferred Lender. All rights reserved. Buyers are not required to use our Preferred Lender and may choose to decline any incentives tied to the use of this lender.

*Incentives vary and may be in the form of price reductions or credits toward the purchase of upgrades and are subject to change without notice.  In addition, a credit towards closing costs may be available but only for those financing their purchase with our preferred lender. Buyers are not required to use our preferred lender as their lender.  Buyers may select any lending institution of their choosing for the purpose of securing mortgage financing, are not limited to our preferred lender, and are free to decline any closing costs credits tied to the use of our preferred lender. Appointment and purchase must be between 5/18/26 and 6/28/26 to receive credit at select communities only. Limit one credit per family. Not valid if currently under contract.

Sales: Shea Homes Marketing Company (CalDRE #01378646), Construction: SHSC GC, INC. (CSLB #1012096). This is not an offer for real estate for sale, nor solicitation of an offer to buy to residents of any state or province in which registration and other legal requirements have not been fulfilled. Pricing does not include options, elevation, or lot premiums, effective date of publication and subject to change without notice. All square footages and measurements are approximate and subject to change without notice. Trademarks are property of their respective owners. Equal Housing Opportunity. 1/2026