Limited Time- 2-1 Buydown Rate Starting at 2.875%APR!

New rate just dropped 🎉
 
We just unlocked a 2-1 buydown on select quick move-in homes — Year 1 interest rate starts at 2.875% APR.*
 
 These homes must close by the end of June, and once these final homes are reserved, the buydown is gone. Ask about our special financing today*! 

*Payment Rate Year 1: 2.875%; APR: 6.024%
 Payment Rate Year 2: 3.875%, APR: 6.024%
 Note Rate Years 3-7: 4.875%, APR: 6.024%
 Note Rate: 4.875%, APR: 6.024%

 Portfolio 7/1 Adjustable-Rate Mortgage (ARM) with a 2-1 temporary buydown available on select homes at Peak59 (Shea Homes, San Marcos, CA). The advertised Annual Percentage Rate (APR) of 6.024% is based on a Portfolio 7/1 ARM, fixed at a note rate of 4.875%/6.024% APR for the first 7 years of the loan (84 months), with a 2-1 temporary buydown using a 30-year amortization, with a Purchase Price of $1,128,785.  The 2-1 Temporary Buydown is where a portion of the payment for the first two years is prepaid by the Seller via incentive (placed in a custodial escrow account).  Loan Amount of $903,026, minimum 740 FICO, Owner Occupied, 45 Day Lock Period. The temporary payment rate is 2% lower than the note rate for the first year of the loan and 1% lower than the note rate for the 2nd year of the loan.  After the first 7-year initial period, the variable interest rate and payment will adjust annually with a lifetime cap of 9.875%. The variable interest will adjust annually to the Weekly Average Yield of the U. S. Treasury Securities adjusted to a constant maturity of one year, as shown on the Federal Reserve Statistical Release H.15 (519), plus the margin of 2.75% and your payment will increase. The maximum interest rate change is up to 5% at the first adjustment, up to 2% annually thereafter, and a maximum lifetime rate cap of 9.875%. Please refer to additional terms and information from our designated Preferred Lender.  The value of the incentive and rate buydown is up to $41,000. Purchase and Sale Agreement must be executed by 5/31/26 and close of escrow by 6/30/26. This is not an offer for an extension of credit nor a commitment to lend. Programs, rates, terms and conditions subject to change without notice. Restrictions may apply. All approvals subject to underwriting guidelines. Not all applicants will qualify. Incentive conditioned upon Buyer using our designated Preferred Lender. All rights reserved. Buyers are not required to use our Preferred Lender and may choose to decline any incentives tied to the use of this lender.

The VA Funding Fee is the responsibility of the borrower and must be paid for by borrower, either by including in their financed loan amount or by paying through closing. Seller will not contribute funds to the VA Funding Fee.

 *VA financing available to qualified veterans and active duty military. Pricing, incentives, and availability are subject to change. Other restrictions may apply. Contact us for complete details.

Eligible VA borrowers can move in for as little as $0 down payment and $0 for closing costs on select homes at Costas by Shea Homes (Chula Vista, CA), Atwood by Shea Homes (Sorrento Mesa), Revel, Peak59 & Amplitude by Shea Homes(San Marcos). Seller will contribute up to $15,000 toward allowable closing costs with our Preferred Lender. If closing costs exceed $15,000, the buyer is responsible for the difference, unless seller agrees to additional funds. The VA Funding Fee is the responsibility of the borrower and must be paid for by borrower, either by including in their financed loan amount or by paying through closing. Seller will not contribute funds to the VA Funding Fee. Loan approval subject to credit and underwriting requirements. This is not an offer for an extension of credit nor a commitment to lend. Programs, rates, terms and conditions subject to change without notice. Restrictions may apply. Not all applicants will qualify. Incentive conditioned upon Buyer using our designated Preferred Lender. All rights reserved. Buyers are not required to use our Preferred Lender and may choose to decline any incentives tied to the use of this lender.

** A Quick Move-In Home is defined as a home that can close by May 31, 2026. Close of escrow on a Quick Move-In Home is subject to change and depends in part on the purchase date, full loan approval and timeliness of providing required documentation, signatures, etal.

Sales: Shea Homes Marketing Company (CalDRE #01378646), Construction: SHSC GC, INC. (CSLB #1012096). This is not an offer for real estate for sale, nor solicitation of an offer to buy to residents of any state or province in which registration and other legal requirements have not been fulfilled. Pricing does not include options, elevation, or lot premiums, effective date of publication and subject to change without notice. All square footages and measurements are approximate and subject to change without notice. Trademarks are property of their respective owners. Equal Housing Opportunity. 4/2026

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