Buying a New Home

Your partner through the process

Building the home that you’ll build your life in

As a first-time homebuyer, the journey ahead is often unclear. But at Shea Homes, we’re committed to simplifying the process for you, and can help you navigate through all the steps of buying your home—the path is not as complicated as you might think.

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The Homebuyer’s Journey

Whether you’re still dreaming of the perfect place that meets all of your needs, or moving through the purchasing process as a first-time home buyer, or already unpacked and settling in, Shea Homes will walk you through every stage of home ownership.

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More than just tangible rewards

There are many potential financial benefits to home ownership, such as saving on taxes and building up equity. However, the rewards go beyond finances—owning a home means investing in the future of your community and your family, and having pride in being able to call a place your own.

See the benefits of home ownership
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New everything for your new life

There’s just more peace of mind when you buy new, because you potenially remove the risks that can come with a used home. You also benefit from having the latest features and construction standards, and are protected under our new home warranty. 

See the benefits of buying new
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Affordability within your reach

When you make a monthly housing payment, you’re building equity in the place you live in. Wouldn’t you want to build equity in your own home, instead of your landlord’s? When you consider the after-tax equivalent, a mortgage payment is surprisingly quite comparable to your monthly rent.

Compare own versus rent

Securing a Mortgage

The process of securing a mortgage can seem daunting, but with Shea Mortgage, we try to make it as simple and seamless as possible, helping you to feel confident in your home financing decisions.

Learn about the mortgage process

Why Choose Shea Mortgage

Shea Mortgage is a traditional Mortgage Lender with solid financial stability, abundant funding capacity, and the expertise to efficiently take your purchase or refinance transaction from application to closing in a timely, cost-effective manner.

LEARN ABOUT SHEA MORTGAGE
Five Step Mortgage Process

The way to home ownership, one step at a time

We’ve developed a simple five step process to securing a mortgage, so you don’t have to worry or feel overwhelmed by the task. From preparing your documents, to applying for a loan, to finally closing escrow, our mortgage experts will be here to support you the whole way.

See the steps
The Best Loan for You

The best choice for your personal situation

There are various types of home loan options available, and they differ based on your financial goals and life circumstances. We’ll help you understand the pros, cons, and all other things to consider for each option, so you can be confident in choosing the loan that’s right for you.

View loan options
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The right financing option for your home

There are many things to consider when buying or refinancing a home, and they differ depending on your individual situation. Our handy mortgage calculators can help simplify your decision by giving you a general look at what you can afford, and what factors can affect the numbers.

Calculate your mortgage
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1-5-11 Service Program: Part of Your Shea Homes Warranty

Your first year as a new homeowner is an exciting time. This is the year you'll make your new house a home, when you'll find the perfect accent chair, and when at last, you'll say, “We finally unpacked the last box!” As a new home builder, we want you to cherish these moments, so we designed the 1-5-11 Service Program. 

1-5-11 Service Program

Resource Accordion

  • Purchasing

    Buying Your Home

    Now that you've found your dream home, you're ready to refine and bring your vision to life. 

    Pre-Qualification with Shea Mortgage™
    With the right home, you need the right mortgage. A Shea Mortgage loan originator can walk you through the pre-qualification process, answering any questions you may have about your financial strategy. We do all we can to help you get pre-qualified including: checking your credit and calculating mortgage payments so we can find the right loan for your needs. Once you’re pre-qualified, you’ll complete your purchase agreement to confirm your home site selection.

    Signing Your Contract 
    During your appointment with Shea, you will sign your contract with your Community Representative. An earnest money deposit is required at this time. Please allow 2 hours for this appointment. 

    Mortgage Loan Approval 
    If you have chosen to use financing for your new home purchase, the loan approval deadline is outlined in the Payment Addendum in your contract. 

  • Shopping

    Exploring Your Options

    Once you have a good idea of what type of home you’re looking for, it’s time to start your home search. Research new home builders, and different neighborhoods to help narrow down your ideal location, then browse for homes to learn more about architecture styles, home features, and community amenities.

    Choosing Your Homesite
    Once you have narrowed down the area and community you are ready to purchase at, you can choose your homesite. Choosing your Shea homesite will be an exciting step, as we will help you to select the right homesite for you and your family’s needs. When choosing your homesite, it would also be the appropriate time to review disclosures before you sign your contract.

    When shopping for your new home: 

    • Talk with homeowner friends about their personal experiences

    • Find the right floor plan for your family 

    • Sign up for a My Shea Home account for key homebuying tools

    • Call 866-696-7432 to speak with a New Home Advisor and schedule a community visit 

    • Consider taking a self-guided home tour 

    • See our homebuying glossary for a list of commonly used terms

    • Explore your financing options with Shea Mortgage

  • Designing

    Personalizing Your Space

    One of the perks of buying a new home is the personalization opportunities, such as choosing your floor plan, home features, and designer selections. Your Shea team is ready to help you during this exciting step of the homebuying journey, and will explain to you all of your options to make sure we build the new home that you’ve envisioned.

    Additional inspiration when designing your new home:

    • Tour selection options in one of our model homes

    • Discover the unique design innovations Shea offers

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