Shea National Sales Event is Here!

Stack Your Savings During the National Sales Event at Select Homes

• Limited-Time 3-2-1 Buydown Financing at a 1.99% (5.159% APR)* First Year Payment Rate.

Monthly payments as low as 3,758* when you buy down your rate with our Shea Mortgage™ 3-2-1 Buydown Program.*

Year 1 Payment Rate – 1.99% (5.159% APR)

Year 2 Payment Rate – 2.99% (5.159% APR)

Year 3 Payment Rate – 3.99% (5.159% APR)

Years 4-30 Note Rate – 4.99% (5.159% APR)

Year 1 payment as low as 3,758.*

• Included Refrigerator, Washer & Dryer, & Flooring**
• Attend a Shea Saturday Event and Receive One Year of HOA Fees Paid***

These homes must close by the end of October, and once these select homes are reserved, these incentives are gone. Ask about our special financing today*! 

*Special Financing offered for a limited time and has limited program availability! Available for conventional conforming loan limits for borrowers with a maximum loan to value of 80%, 720 fico score, owner-occupied only. This advertised rate is a discounted rate and is available through a limited pool of funds purchased for Shea Homes, San Diego Division, through its Affiliate Lender, Shea Mortgage. Once pool of funds is depleted or interest rate expires, funds will no longer be available. Special financing is a 30 year fixed rate conventional mortgage, fixed at 4.99% (5.159% APR) with a 3-2-1 Temporary Buydown. A 3-2-1 Temporary Buydown is where a portion of the payment for the first three years is prepaid by the Seller via incentive (placed in custodial escrow account) over three years. The value of the total incentive is up to $23,365. The temporary payment rate is 3% lower in year 1, 2% lower in year 2 and 1% lower in year 3. The note rate is the long-term interest rate for which the borrower is obligated. The note rate is 4.99% (5.159% APR). See the buydown agreement for additional information from Shea Mortgage. Incentive available for new contracts on select quick move-in homes Costas in Chula Vista, CA executed after 8/21/26 and that close on or before 11/30/2026. Example payment rate and APR based on the following terms: 1st year payment rate of 1.99% (5.159% APR), $569,985 Loan Amount, $712,481 Purchase Price, 720 FICO Score, 30 yr loan, Owner occupied, 80% Loan To Value. This estimated payment includes principal and interest of $2104, estimated taxes $1,145, estimated homeowners insurance $75.00, and homeowners association dues $434 month. This is not an offer for extension of credit nor a commitment to lend. Programs, rates, terms and conditions subject to change without notice. Restrictions apply. All approvals subject to underwriting guidelines including max interested party contribution limits set forth by loan guidelines. California - DRE Real Estate Corporation License Mortgage Loan Originator (MLO) License Endorsement Number 01197403. For licensing information, please visit www.nmlsconsumeraccess.org. Incentive of up to $10,000 toward eligible closing costs and up to $4,500 towards the pre-payment of 12 months of HOA dues (total of $14,500) conditioned upon buyer using Shea Mortgage as its lender. Buyers of Shea Homes are not required to use Shea Mortgage as their lender, are free to use any lender of their choosing for the purpose of securing mortgage financing, are not limited to Shea Mortgage and are free to decline any incentives tied to the use of Shea Mortgage.

**Offers available for a limited time and on select Quick Move-In Homes only.  Quick Move-In Home is defined as a home that can close by Oct 31, 2026. Close of escrow on a Quick Move-In Home is subject to change and depends in part on the purchase date, full loan approval and timeliness of providing required documentation, signatures, etc. Financing opportunities subject to qualification and lender approval. Terms, rates, payments, and availability are subject to change without notice. Included appliances, upgrades, and other home features vary by homesite and community. 

***One year of HOA dues paid at closing on qualifying purchases; restrictions apply. HOA DUES provided by Seller as a Closing Cost Incentive, have no cash value and are subject to Buyer's compliance with all terms of the Contract and the Incentive Addendum.  Receiving this Incentive may alter loan to value ratio's and as a result may result in higher down payments.  Incentive available on select inventory homes only and on Contracts written between 8/17/26 through 9/27/26, which close on or before 10/31/26. Homeowner solely responsible for actual payment of any fees or assessments beyond the total credit. Incentive not available in all states, and may not be available with certain lending programs. Dues will be calculated based on HOA Dues at time of contract. See Seller's Community Representative for additional terms and conditions.

 Shea Homes Marketing Company (CalDRE #01378646), Construction: SHSC GC, INC. (CSLB #1012096). This is not an offer for real estate for sale, nor solicitation of an offer to buy to residents of any state or province in which registration and other legal requirements have not been fulfilled. Features, prices, incentives, and promotions are subject to change without notice. Trademarks are property of their respective owners. Equal Housing Opportunity.

Get Email and Text Updates

Receive the latest news and updates about Costas.