Pros and Cons of Living in Texas

Considering a move to the Lone Star State? Whether you're relocating for a new job, seeking more space, or want to be closer to family, Texas continues to draw newcomers with its diverse regions, booming economy, and proud culture. With its unique combination of affordability, opportunity, and personality, Texas has become a popular destination for families, professionals, and retirees alike.

But like any major life decision, moving to Texas comes with a range of considerations. In this guide, we’ll walk through the key benefits and potential drawbacks of living in Texas, explore the lifestyle differences between major cities, and help you decide whether Texas is the right long-term fit for your future.

What You Will Learn

• Pros of Living in Texas
• Cons of Living in Texas
• Texas Lifestyle and Regional Considerations
• Living in Austin
• Living in Dallas-Fort-Worth
• Living in Houston
• Living in San Antonio
• Is Texas a Good Place to Live?
• Why Explore Texas Communities with Shea Homes?
• Frequently Asked Questions About Living in Texas
• Quick Summary: Is Texas a Good Place to Live

Estimated Reading Time: 10 Minutes

Pros of Living in Texas

Affordable Cost of Living and Housing

One of the most appealing aspects of life in Texas is the relative affordability—particularly when it comes to housing. The cost of living in Texas tends to be lower than the national average, and many regions outside urban cores offer even more affordable price points for homebuyers.

According to data from to HomeCity, the average home price in Texas is significantly lower than in states like California or New York, making it an attractive option for buyers looking to get more space for their money. This affordability has attracted first-time buyers, families seeking larger homes, and remote workers looking to relocate without compromising their quality of life.

No State Income Tax

Texas is one of only a handful of states with no state income tax. For residents, that means a bigger portion of your paycheck stays in your pocket. This tax-friendly structure may be beneficial for retirees living on a fixed income, business owners, and anyone relocating from higher-tax states.

While other costs, such as property taxes, still apply (more on that later), the absence of a state income tax remains a compelling financial incentive for many considering a move.

Strong Job Market and Growing Industries

Texas boasts a diverse and resilient economy with robust job growth across multiple sectors. From tech and healthcare to aerospace and energy, opportunities abound throughout the state. Austin has become a magnet for startups and major tech firms, while Houston is home to the Texas Medical Center and some of the world’s largest energy companies.

This economic diversity not only supports job seekers but also makes Texas more resilient during national downturns. With a growing workforce and a steady stream of corporate relocations, it’s a promising place for career growth and professional development.

Outdoor Recreation and National Parks

Love the outdoors? Texas offers something for every type of adventurer. From desert landscapes and rolling hills to expansive lakes and coastal shorelines, the state’s varied terrain supports a wide range of recreational activities year-round.

Texas is home to iconic national parks like Big Bend and Guadalupe Mountains, as well as countless state parks, nature preserves, and recreational lakes. Whether you're hiking rugged trails, paddling through bayous, or setting up camp under the stars, the Lone Star State is full of opportunities to stay active and recharge in nature.

Cultural Identity and Community Pride

Culture in Texas is both deeply rooted and constantly evolving. Whether you're drawn to small-town charm or big-city energy, you'll find a strong sense of identity and pride in the local community. The food in Texas alone is reason to stay, with everything from classic BBQ and Tex-Mex to globally inspired cuisine.

Sports in Texas are also a cultural staple, offering everything from Friday night high school football games to professional sports teams in every major city. It's a state where traditions run deep, but newcomers are welcomed with open arms.

Cons of Living in Texas

Weather Extremes and Natural Disasters

One of the most common concerns for new residents is the weather. Summers in Texas can be brutally hot, often reaching well over 100 degrees Fahrenheit in many parts of the state. In addition to high heat, Texas is known for its extreme weather patterns, including hurricanes along the Gulf Coast. Tornadoes are also common in the northern and central regions of the state, as well as West Texas and the Panhandle. 

While some may appreciate the mild winters, it’s important to be prepared for the seasonal heat and the occasional weather emergency. Depending on where you settle, investing in weather-resistant home features may be a wise choice.

Property Taxes and Sales Tax

Texas’s lack of an income tax is a major draw—but it’s balanced out by some of the highest property taxes in the country. Rates vary by county, but homeowners can expect a notable portion of their annual expenses to go toward property taxes.

Additionally, the Texas sales tax averages 8.2% when local rates are factored in. This can make everyday purchases slightly more expensive than in states with lower sales taxes. Understanding the full tax picture is crucial before making the move.

Infrastructure and Transportation

Rapid population growth, particularly in metro areas like Austin, Dallas, and Houston, has outpaced some aspects of the state's infrastructure. Traffic congestion and lengthy commute times are common in larger cities, and public transit systems outside central hubs are often underutilized.

While Texas continues to invest in roadways and transit, transportation logistics may be a consideration for those relocating from regions with more developed transit networks.

Education and Healthcare Variation

Texas is home to some of the best universities and healthcare systems in the country—such as UT Austin, Rice University, and the Texas Medical Center in Houston. However, quality varies widely across the state. Access to strong public schools and reliable healthcare services often depends on the specific county or school district.

For families, it’s worth spending time researching school ratings and healthcare availability in any community you’re considering. The state’s size means there’s a wide spectrum of outcomes depending on where you land.

Texas Lifestyle and Regional Considerations

Texas is a state of contrasts—urban skylines, country roads, beach towns, and mountain trails. Each region has its own character, pace, and appeal. Here’s a closer look at some of the most popular cities to help you find your ideal match.

Living in Austin

Often referred to as the “Live Music Capital of the World,” Austin has earned a reputation as one of the country’s most vibrant and creative cities. It’s also a fast-growing tech hub, attracting major companies and startups alike. The result is a dynamic job market, a youthful culture, and a buzzing downtown scene.

With iconic parks like Zilker Park, the Barton Creek Greenbelt, and Lady Bird Lake, outdoor living is part of everyday life. However, housing costs in Austin have risen significantly over the past decade, making it one of the pricier cities in Texas.

Living in Dallas-Fort Worth

The Dallas-Fort Worth Metroplex (DFW) offers a little bit of everything: thriving suburbs, world-class employers, a diverse cultural scene, and professional sports teams across multiple leagues. DFW is one of the fastest-growing metros in the country, thanks to its strong economy and relatively affordable housing compared to other fast-growing metro areas. 

From family-friendly neighborhoods to upscale urban living, DFW caters to a wide range of lifestyles. Access to DFW International Airport is a major plus for frequent travelers.

Living in Houston

Houston is the largest city in Texas—and one of the most diverse cities in the nation. Its economy is powered by energy, healthcare, aerospace, and tech, with the Texas Medical Center and NASA’s Johnson Space Center among the area’s key institutions.

Food lovers will appreciate Houston’s culinary diversity, while nature seekers can enjoy nearby bayous, parks, and beaches. Housing remains relatively affordable, especially compared to other large metro areas. Shea Homes is proud to offer thoughtfully designed communities in this exciting and dynamic region. These communities include Del Bello Lakes, Evergreen, Legacy, and more.

Living in San Antonio

Rich in history and tradition, San Antonio offers a slower pace without sacrificing amenities. Known for the Alamo, River Walk, and vibrant arts scene, this city is ideal for those who enjoy cultural experiences and a strong sense of community.

With a lower cost of living compared to other major Texas metros like Austin and Dallas (PayScale), and abundant green spaces, San Antonio is especially appealing to families and retirees seeking a balance between city life and serenity.

Is Texas a Good Place to Live?

If you’re wondering, “Is Texas a good place to live?”—the answer depends on your personal priorities. For many, the combination of affordability, job opportunity, warm weather, and regional variety makes it a compelling place to call home.

Texas may be a good fit if you:

• Want more space and a lower cost of living
• Are relocating for career opportunities
• Prefer a warm climate and outdoor lifestyle
• Appreciate a mix of cultural vibrancy and community values

As with any move, it’s important to align your lifestyle goals with what each region offers. With its scale and diversity, Texas provides something for nearly everyone.

Why Explore Texas Communities with Shea Homes?

At Shea Homes, we understand that choosing a place to live is about more than just square footage—it’s about finding a community that supports your future. Our new home communities in the Houston area are designed with that vision in mind, offering flexible floor plans, modern amenities, and locations close to top schools, employers, and outdoor spaces.

Whether you're moving for work, family, or a fresh start, we’re here to help you find your ideal fit in the Lone Star State.

Explore Shea Communities in Texas
 

Frequently Asked Questions About Living in Texas

Is Texas a good place to move to right now?

Yes, Texas continues to attract individuals and families due to its strong job market, lower cost of living compared to many coastal states, and absence of state income tax. However, potential movers should consider housing availability, property taxes, and climate preferences.

What is the downside of living in Texas?

Some of the main challenges include high property taxes, extreme heat during the summer, and infrastructure issues like traffic congestion in larger cities. Weather-related events like hurricanes and tornadoes are also something to plan for, depending on the region.

What are the benefits of moving to Texas from California?

Many Californians are drawn to Texas for more affordable housing, no state income tax, and a strong economy. Cities like Austin and Dallas offer a blend of opportunity and lifestyle, while still delivering more square footage for your dollar compared to many parts of California.

Where is the best place to live in Texas?

Texas offers a wide range of living options. Austin is known for its creative and tech-forward vibe, Dallas-Fort Worth offers suburban convenience and urban access, and Houston provides a diverse economy and cultural richness. San Antonio is a favorite for its heritage and laid-back pace.

Is Texas a retirement-friendly state?

Texas is popular with retirees because of the favorable tax structure and variety of climates and communities. While summers are hot, many 55+ communities cater to lifestyles with amenities and support. 

Quick Summary: Is Texas a Good Place to Live?

• Texas offers a lower cost of living and no state income tax, making it financially attractive for many.
• A strong job market and diverse economy provide opportunity across tech, healthcare, energy, and more.
• Popular metro areas like Austin, Dallas-Fort Worth, Houston, and San Antonio each offer unique benefits for different lifestyles.
• Outdoor recreation, vibrant food scenes, and community pride add to the state’s appeal.
• However, buyers should consider extreme summer heat, high property taxes, and potential traffic in growing areas.
• For many, the balance of opportunity, space, and regional variety makes Texas a compelling place to call home.