Limited Time- First Year 2.875% (6.4440% APR)

Limited-Time 2-1 Buydown Opportunity

Enjoy significantly lower monthly payments for the first two years of homeownership with our limited-time 2-1 rate buydown incentive.

Year 1: Payment rate as low as 2.875% (6.440% APR)

Year 2: Payment rate as low as 3.875% (6.440% APR)

Year 3-7: Payment rate as low as 4.875% (6.440% APR)

That's extra flexibility when you need it most, helping you settle into your new home with lower initial payments while maintaining a competitive long-term rate.

These homes must close by the end of October, and once these final homes are reserved, these incentives are gone. Ask about our special financing today*!

Payment Rate Year 1: 2.875%; APR: 6.440%

Payment Rate Year 2: 3.875%, APR: 6.440%

Note Rate Years 3-7: 4.875%, APR: 6.440%

Note Rate: 4.875%, APR: 6.440%

 *Special Financing offered for a limited time and has limited program availability! This advertised rate is a discounted rate and is available through a limited pool of funds purchased for Shea Homes, through its Affiliate Lender, Shea Mortgage. Once pool of funds is depleted or interest rate expires, funds will no longer be available. Conventional 7/6 Adjustable-Rate Mortgage (ARM) with a 2-1 temporary buydown available on select quick move-in homes at ReVel, Amplitude and Peak59 (Shea Homes, San Marcos, CA). The advertised Annual Percentage Rate (APR) of 6.440% is based on a Conventional Conforming 7/6 ARM, fixed at 4.875%/6.440% APR for the first 7 years of the loan (84 months), with a 2-1 temporary buydown using a 30-year amortization, with a Purchase Price of $864,750, Loan Amount of $778,275, minimum 740 FICO, Owner Occupied, 45 Day Lock Period. The initial payment rate is 2.875% for year 1, 3.875% Year 2, 4.875% years 3 through year 7. The note rate for the loan is 4.875%, 6.440% APR. After the first 7-year initial period, the variable interest rate and payment will adjust every 6 months with a lifetime cap of 9.875%. The variable interest will adjust every 6 months to the 30-Day average SOFR index (3.86613% as of 10/15/2026) plus the margin of 2.75%. The maximum interest rate change is up to 5% at the first adjustment, up to 1% every six months thereafter, and a maximum lifetime rate cap of 9.875%. Please see the ARM disclosure from Shea Mortgage upon application for additional information. The temporary buydown period which covers years 1 and 2 is prepaid by the Seller via an incentive (placed in custodial escrow account). The value of the 2-1 buydown incentive is up to $20,000 but will vary based on loan amount. Minimum downpayment is 5% and Seller Concession Limits apply.  Purchase Agreement must be executed by 10/31/26 and close of escrow by 11/30/26. This is not an offer for an extension of credit nor a commitment to lend. Programs, rates, terms and conditions subject to change without notice. Restrictions may apply. All approvals subject to underwriting guidelines. Not all applicants will qualify. Incentive conditioned upon Buyer using Shea Mortgage. All rights reserved. Buyers are not required to use Shea Mortgage and may choose to decline any incentives tied to the use of Shea Mortgage. California - DRE Real Estate Corporation License Mortgage Loan Originator (MLO) License Endorsement Number 01197403. For licensing information, please visit www.nmlsconsumeraccess.org.

**Offers available for a limited time and on select Quick Move-In Homes only. Quick Move-In Home is defined as a home that can close by Nov 30, 2026. Close of escrow on a Quick Move-In Home is subject to change and depends in part on the purchase date, full loan approval and timeliness of providing required documentation, signatures, etc. Financing opportunities subject to qualification and lender approval. Terms, rates, payments, and availability are subject to change without notice. Included appliances, upgrades, and other home features vary by homesite and community.

Community Representatives, Elizabeth Hunten (DRE #01890114) and Kelly Pennello (DRE#02031917) are licensed sales agents at Amplitude, Revel and Peak59 at The Hill District. Shea Homes Marketing Company (CalDRE #01378646), Construction: SHSC GC, INC. (CSLB #1012096). This is not an offer for real estate for sale, nor solicitation of an offer to buy to residents of any state or province in which registration and other legal requirements have not been fulfilled. Features, prices, incentives, and promotions are subject to change without notice. Trademarks are property of their respective owners. Equal Housing Opportunity. 8/2026

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